Property purchase in co-ownership On the doorstep of the pharmaceutical stronghold

95% Promise

We link our fee to a high degree of achievement of the forecast for the dividend yield.

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Calculate your return

CHF 800'000.- of equity capital already invested by 5 co-owners

Invalid number. The minimum investment in this property is: 100'000.-The maximum co-ownership participation is 30%Invalid step

from CHF 100'000.-
Investment sum
100 000.-
+

31% already invested

CHF 2'565'000.- Required equity capital

CHF 500.-CHF 6'000.-CHF 1'500.-
monthly
  • annually
  • quarterly
  • monthly
* Of this amount, CHF 5'000.-CHF 1'250.-CHF 417.- is expected to be distributed.
The difference of CHF 1'000.-CHF 250.-CHF 83.- will be credited to to your security fund for long-term value preservation. Full details in the financial overview
Distribution of rental income during the holding period
Participation in value growth in the event of sale
Expected investment horizon 6 years with renewal option
Anticipated sale possible at any time
Invested amounts

CHF 300 000.-
CHF 100 000.-
CHF 100 000.-
CHF 50 000.-
CHF 250 000.-

Funds to be raised for the acquisition of the property by the co-owners.

Available amount

  • 4 x 3.5 room apartments
  • 7 x 4.5 room apartments
  • 12 x indoor parking
  • 1 small workshop

Assuming full rental according to projected rental rate

  • Notary and land registry fees as well as property transfer taxes of CHF 93,600
  • Costs for the market value estimation by Wüest & Partner and the authorised firm Walder Wyss of CHF 10,000
  • Coordination and transaction of co-ownership of CHF 42,003 (Including VAT)
  • Fees for conducting the project of CHF 51,385

After successful purchase of the property, crowdhouse receives a broker's fee from the co-owners to the sum of 3% incl. VAT of the purchase price, payable on the day of transfer of ownership. The brokerage fee is already included in the total acquisition costs. It is assumed that the brokerage fee and the ancillary purchase costs will have been amortised before the sale of the property. For this reason, these factors are credited directly to the purchase price and not deducted directly from the investment.

Total acquisition price excluding initial balance

Assumed value based on past experience, calculations and recent developments

Costs not transferable as incidental expenses, charges and insurances.

1% of the investment net rental income

Assuming full rental according to projected rental rate

5% of the annual net rental income serves as a buffer for vacancies and unexpected maintenance costs.

Forecast property success in relation to the co-owners’ equity capital. Potential property performance is not included. When calculating the subsequent co-owner disbursement, cash-flow-relevant factors such as the annual mortgage amortisation and the accrual of the security fund are deducted from the net rental income from the property in order to give a realistic picture of the potential annual distribution to the co-owners. If the security funds have not been not exhausted before the sale, the remaining balance as well as the balances from amortisations made during a sale would be due to the co-owners. In such case, the actual return (excluding performance) is higher than the reported distribution yield on the sale. 

Success fee for management of the property
The fee for property and co-ownership management is purely performance-based. Accordingly, the fee is 6.5% incl. VAT of real estate income. Real estate income is defined by the net rental income generated over one year less mortgage interest, maintenance, upkeep and operating costs.

he success fee is only eligible if at least 95% of the predicted yield distribution is achieved in the course of a year. Otherwise, crowdhouse provides the annual fee budgeted for real estate asset management as compensation. The difference is deducted from the budgeted annual fee. If the difference is greater than the budgeted amount, the entire fee amount will be paid as compensation

Learn more about our 95% promise.

Additional costs
Each co-owner is responsible for all other expenses associated with acquiring or maintaining his co-ownership in the property itself (in particular, fees of consultants consulted by the investor, fees for attestation of authority, and any bank charges incurred).

We have recently started using vacancy buffers of 3-5% to calculate even more conservatively. For reference: The average vacancy rate in Switzerland is 1.47%.

6-year fixed-rate mortgage at Luzerner Kantonalbank expected to be 0.96%

Assumed value based on past experience, calculations and recent developments

Assumed value based on past experience, calculations and recent developments, incl. property tax 3 per mill.

According to the present offer