Property purchase in co-ownership Property portfolio in economic centre in Thurgau

95% Promise

We link our fee to a high degree of achievement of the forecast for the dividend yield.

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Calculate your return

CHF 1'900'000.- of equity capital already invested by 8 co-owners

Invalid number. The minimum investment in this property is: 100'000.-The maximum co-ownership participation is 30%Invalid step

from CHF 100'000.-
Investment sum
100 000.-
+

28% already invested

CHF 6'780'000.- Required equity capital

CHF 500.-CHF 6'000.-CHF 1'500.-
monthly
  • annually
  • quarterly
  • monthly
* Of this amount, CHF 5'000.-CHF 1'250.-CHF 417.- is expected to be distributed.
The difference of CHF 1'000.-CHF 250.-CHF 83.- will be credited to to your security fund for long-term value preservation. Full details in the financial overview
Distribution of rental income during the holding period
Participation in value growth in the event of sale
Expected investment horizon 6 years with renewal option
Anticipated sale possible at any time
Invested amounts

CHF 250 000.-
CHF 300 000.-
CHF 150 000.-
CHF 400 000.-
CHF 200 000.-
CHF 100 000.-
CHF 300 000.-
CHF 200 000.-

Funds to be raised for the acquisition of the property by the co-owners.

Available amount

Amriswil: 13 apartments

  • 2 x 2.5-room apartments
  • 9 x 3.5-room apartments
  • 2 x 4.5-room apartments
  • 18 underground parking spaces
  • 1 outside parking space

Erlen: 16 apartments, 1 commercial space

  • 7 x 2.5-room apartments
  • 5 x 3.5-room apartments
  • 4 x 4.5-room apartments
  • 1 studio

25 underground parking spaces

According to full occupation in the forecast rent schedule

The purchase costs of a total of CHF 531'815 include the notary and land registry fees of CHF 66'500, the costs for the market value estimation by Wüest & Partner and the authorised firm Walder Wyss of CHF 25'000, property transfer taxes of CHF 202'500, the fee for supervision of the project and the initial letting of CHF 128'769 as well as CHF 109'046 (including VAT) for coordination and transaction of co-ownership.

After successful purchase of the property, crowdhouse receives a broker's fee from the co-owners to the sum of 3% plus VAT of the purchase price, payable on the day of transfer of ownership. The brokerage fee is already included in the total acquisition costs. It is assumed that the brokerage fee and the ancillary purchase costs will have been amortised before the sale of the property. For this reason, these factors are credited directly to the purchase price and not deducted directly from the investment.

Total purchase price without initial balance

Assumed value based on past experience, calculations and recent developments

Costs not transferable as incidental expenses, charges and insurances.

1% of the investment net rental income

According to full occupation in the forecast rent schedule

5% of the annual net rental income serves as a buffer for vacancies and unexpected maintenance costs.

Forecast property success in relation to the co-owners’ equity capital. Potential property performance is not included. When calculating the subsequent co-owner disbursement, cash-flow-relevant factors such as the annual mortgage amortisation and the accrual of the security fund are deducted from the net rental income from the property in order to give a realistic picture of the potential annual distribution to the co-owners. If the security funds have not been not exhausted before the sale, the remaining balance as well as the balances from amortisations made during a sale would be due to the co-owners. In such case, the actual return (excluding performance) is higher than the reported distribution yield on the sale. 

Success fee for management of the property
The fee for property and co-ownership management is purely performance-based. Accordingly, the fee is 8.1% incl. VAT of real estate income. Real estate income is defined by the net rental income generated over one year less mortgage interest, maintenance, upkeep and operating costs.
The success fee is only eligible if at least 95% of the predicted yield distribution is achieved in the course of a year. Otherwise, crowdhouse provides the annual fee budgeted for real estate asset management as compensation. The difference is deducted from the budgeted annual fee. If the difference is greater than the budgeted amount, the entire fee amount will be paid as compensation
Learn more about our 95% promise

Additional costs
Each co-owner is responsible for all other expenses associated with acquiring or maintaining his co-ownership in the property itself (in particular, fees of consultants consulted by the investor, fees for attestation of authority, and any bank charges incurred).

We have recently started using vacancy buffers of 3-5% to calculate even more conservatively. For reference: The average vacancy rate in Switzerland is 1.47%.

6-year fixed-rate mortgage at Basler Kantonalbank expected to be 0.96%

Assumed value based on past experience, calculations and recent developments

Assumed value based on past experience, calculations and recent developments

According to the present offer