Property purchase in co-ownership The charms of the Emmental right in the centre

95% Promise

We link our fee to a high degree of achievement of the forecast for the dividend yield.

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Calculate your return

CHF 7'460'000.- of equity capital already invested by 35 co-owners

Invalid number. The minimum investment in this property is: 100'000.-The maximum co-ownership participation is 30%Invalid step

from CHF 100'000.-
Investment sum
100 000.-
+

91% already invested

CHF 8'241'000.- Required equity capital

CHF 542.-CHF 6'500.-CHF 1'625.-
monthly
  • annually
  • quarterly
  • monthly
* Of this amount, CHF 5'500.-CHF 1'375.-CHF 458.- is expected to be distributed.
The difference of CHF 1'000.-CHF 250.-CHF 83.- will be credited to to your security fund for long-term value preservation. Full details in the financial overview
Distribution of rental income during the holding period
Participation in value growth in the event of sale
Expected investment horizon 7 years with renewal option
Anticipated sale possible at any time
Invested amounts

CHF 200 000.-
CHF 300 000.-
CHF 50 000.-
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CHF 350 000.-
CHF 160 000.-
CHF 100 000.-
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CHF 50 000.-
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CHF 350 000.-
CHF 250 000.-
CHF 250 000.-
CHF 50 000.-
CHF 200 000.-
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CHF 100 000.-
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CHF 140 000.-
CHF 250 000.-
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CHF 150 000.-
CHF 600 000.-
CHF 600 000.-
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CHF 100 000.-
CHF 110 000.-
CHF 100 000.-
CHF 200 000.-
CHF 100 000.-
CHF 50 000.-

Funds to be raised for the acquisition of the property by the co-owners.

Available amount

House 1:

  • 6 x 4.5-room apartments
  • 10 x 3.5-room apartments

House 2:

  • 11 x 4.5-room apartments
  • 9 x 3.5-room apartments
  • 2 x 2.5-room apartments

Parking spaces:

  • 38 Parking spaces

Assuming full rental according to projected rental rate

Notary and land registry fees as well as property transfer taxes of CHF
Costs for the market value estimation by Wüest & Partner and the authorised firm Walder Wyss of CHF
Coordination and transaction of co-ownership of CHF (Including VAT)
Fees for conducting the project & initial letting of CHF

crowdhouse fee

After successful purchase of the property, crowdhouse receives a broker's fee from the co-owners to the sum of 3% plus VAT of the purchase price, payable on the day of transfer of ownership. The brokerage fee is already included in the total acquisition costs. It is assumed that the brokerage fee and the ancillary purchase costs will have been amortised before the sale of the property. For this reason, these factors are credited directly to the purchase price and not deducted directly from the investment.

Total acquisition price excluding initial balance

Assumed value based on past experience, calculations and recent developments

Costs not transferable as incidental expenses, charges and insurances.

1% of the investment net rental income

Assuming full rental

5% of the annual net rental income serves as a buffer for vacancies and unexpected maintenance costs.

Forecast property success in relation to the co-owners’ equity capital. Potential property performance is not included. When calculating the subsequent co-owner disbursement, cash-flow-relevant factors such as the annual mortgage amortisation and the accrual of the security fund are deducted from the net rental income from the property in order to give a realistic picture of the potential annual distribution to the co-owners. If the security funds have not been not exhausted before the sale, the remaining balance as well as the balances from amortisations made during a sale would be due to the co-owners. In such case, the actual return (excluding performance) is higher than the reported distribution yield on the sale. 

Success fee for management of the property

  • The fee for the property and co-owner management is purely performance-based. Accordingly, the fee is 5.7% of property income, plus VAT. Property income is defined by the net rental income generated over one year less mortgage interest, maintenance, upkeep and operating costs. The success fee can only be claimed if at least 75% of the net rent recorded on the current tenant level is achieved on average over the period of a year.  A success fee will not be invoiced if above-mentioned occupancy rate is not achieved on average over the course of a year. As a result, as the administrator crowdhouse.ch shares the same interests as the co-owners and strives to generate the highest possible return.

Additional costs

  • Each co-owner is responsible for all other expenses associated with the acquisition or holding of its co-ownership in the property itself (in particular, fees for consultants consulted by the investor, fees for attestation of authority, and any bank charges incurred).

Initial balance acting as liquidity reserve

We have recently started using vacancy buffers of 3-5% to calculate even more conservatively. For reference: The average vacancy rate in Switzerland is 1.47%.

7-year fixed mortgage from Raiffeisenbank zurich at presumably 0.80%

Assumed value based on experience, calculations and past developments.

Assumed value based on experience, calculations and past developments.

According to the present offer