Francisco Fernandez is an entrepreneur who has committed himself to IT solutions in the finance sector. He holds a master’s degree in informatics from the Swiss Federal Institute of Technology (ETH) in Zurich as well as a certificate in business administration from the Centre for Industrial Management (BWI) of the ETH. Francisco Fernandez is the principal shareholder of the Avaloq group. Francisco Fernandez’ goal is to contribute to the financial system’s stability by making financial institutions more secure, more efficient and more transparent. Beyond that he aims at redesigning the dialogue and interaction between financial institutions and their customers. Apart from his rational and analytical side, Francisco Fernandez has a musical side as well. He loves spending time with his family and playing the piano to relax after a busy day.